Category: HMOs

Empowering Patients to be Better Insurance Shoppers: Should We Offer “Name Your Price” Health Insurance?

Anyone who watches a lot of TV has likely seen Flo, the energetic Progressive Insurance spokeswoman.  Flo spends a lot of time advertising Progressive’s “Name Your Price” tool which allows consumers to (right upfront) enter on a website what they are prepared to pay for insurance and to then select from a range of options at that ...

HMOs Are Back on the Table. And “Cheap” Isn’t Good Enough This Time Around.

If you’re a fan of 1990’s movies, you will likely remember a scene in the Academy Award winning film, As Good as It Gets. The Washington Post described the ruckus in theatres: Audiences in the Washington area have been erupting in whoops, whistles and applause when actress Helen Hunt, playing the single mother of a ...

Squeeze the Consumer or Squeeze the Prescriber? Conflicting Ideologies and the Rise of High Deductible Health Plans

If you were designing a program to lower healthcare costs, would you direct your efforts at the medical consumer, or the medical prescriber?  Do you create a system where an informed and empowered consumer drives the market, or one which regulates providers and holds them accountable for the services they deliver? The answer, I think, would depend on ...